Are Credit Cards Safer Than Debit Cards for Everyday Purchases?

[Theo91]

I've been following the news on various credit card breaches, including the recent incident at Sally's, and it's truly unsettling. I typically use my debit card for all my purchases, but now I'm starting to reconsider that habit. With the breach at Sally's capturing not just card numbers but also Zip Codes, I'm worried about the added vulnerability. It seems credit cards might offer more robust fraud protection compared to debit cards. I'm curious to know from others in the community - do you prefer using credit cards over debit cards for the added security features? And if so, what specific protections have you found most valuable in situations where your card details might be compromised? Your insights could be really helpful to those of us weighing our payment options to safeguard our finances.

[Mason57]

Credit cards do have better fraud protection, and I always feel more secure using mine. The zero-liability policy on unauthorized purchases is a lifesaver!

[Gavin88]

Credit cards do offer better fraud protection, and most have a $0 liability policy for unauthorized charges!

[LeoLovesFood]

I share your concern. I've found credit cards offer more security. Have you considered using a credit monitoring service?